The study of behavior and problems of household accounting of the sufficiency economy philosophy of agriculturist In ThaTum Sub-District, Mueang District, Maha Sarakham Province

การศึกษาพฤติกรรมและสภาพปัญหาการจัดทำบัญชีครัวเรือนตามปรัชญา เศรษฐกิจพอเพียงเพื่อลดปัญหาหนี้สินของเกษตรกร ตำบลท่าตูม อำเภอเมือง จังหวัดมหาสารคาม

Abstract

This research aimed 1) To study the behavior of problems of household accounting of the sufficiency economy philosophy, 2) to solving debt problem for agriculturists in 3 aspects, personal,  understanding potential  problems and obstructions.

and 3) to compare the differences from gender, age, education levels, monthly incomes  people in family  expenses, amount of debts, source of debt.

The research samples were 186 shops agriculturists in ThaTumSub-District Mueang district, Mahasarakham province. by using a purposive sampling technique. To achieve the objectives, the data obtained by questionnaires were analyzed by using descriptive statistics, that is, arithmetic means, and standard deviation, t-test and F-test.

          The study results revealed that opinions of the agriculturalists toward the factors affecting the preparation of household accounting overall were at moderate level. On each aspect, personal aspect was at high level, whereas, understanding potential, as well as problems and obstacles were found at the moderate level. The agriculturalists with different education levels, monthly incomes, amount of debts, debt sources, and the agriculturalists with differences in gender, age, and household members had no difference in opinions toward the factors affecting the preparation of household accounts overall on the aspect of personal, understanding potential, as well as problems and obstacles.