Factors Related to the Financial Adjustment Behavior of Household Sector in Muang District, Maha Sarakham Province


  • Kobchai Nikornpittaya Lecturer in Finance, Faculty of Management Science, Rajabhat Maha Sarakham University


ประชาคมเศรษฐกิจอาเซียน, ภาคครัวเรือน, การปรับตัวด้านการเงิน


This study aims : (1) to study the financial adjustment behavior of households, and (2) to study the factors related the financial adjustment behavior of households. This research was hold at Amphoe Mueang, Maha sarakham province. The sample was the head of household living in Amphoe Mueang, Maha sarakham province for 400 persons. The instrument was questionnaire. The data was analyzed by descriptive statistics and testing the hypothesis by multiple regression analysis.          

          The research results found that most households have financial adjustment behaviors was at moderate level, however they need to improve their language skills for communicating to ASEAN countries. And the factors related to the financial adjustment behavior were (1) the ASEAN Economic Community understanding and (2) the attitudes towards financial management, those variables could be able to predict financial adjustment behaviors was at 42.30%.


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