OPTIMIZING ACCURACY AND TRANSPARENCY IN DRIVING THE BAITUL MAL FUND SYSTEM MECHANISM WITH READY-TO-USE DIGITAL TECHNOLOGY IN PATTANI PROVINCE
Keywords:
Baitul Mal, Application, TransparencyAbstract
Objectives of this research article were: 1. To develop an application for managing the Baitul Mal Fund to increase efficiency, accuracy, and transparency and 2. To enhance the competence of community innovators to have skills in using digital technology to manage the finances of the Baitul Mal Fund to solve the problem of liquidity shortage and improve the quality of life of people in the target community. This study used participatory action research with 5 target communities at Pattani Province. The total sample size consisted of 25 people, with 5 participants per community. The Mosques and Baitul Mal Fund committee used purposive sampling to select the sample. Questionnaires and interviews were used to analyze statistical data on user satisfaction with the application from t-values and p-values.
The study revealed that the researchers successfully developed an application for managing the Baitul Mal fund across five target areas. The system consisted of two main components which were an application-based income and expenditure recording system to facilitate the fund committee in managing financial data, and a web-based information presentation system that allowed the public to access and review the income and expenditure records of mosques, thereby promoting transparency and accountability. The result of the competency training was found that after training the use of the application, the samples had developed knowledge and skills related to the management of the Baitul Mal Fund in all aspects, especially the skills of using digital technology, which increased from 2.25 to 4.25, data management and analysis from 1.95 to 3.90, and the selection of data visualization tools from 1.85 to 4.41. Before the training, the sample group had a relatively low level of skills in data analysis and the use of digital technology. However, after the training, the average of such skills increased significantly. The t-value was 7.02, and the p-value was less than 0.05, indicating that these skills had increased considerably.
References
Adawiyah, R. & Masse, R. A. (2024). Strategi Pengembangan Baitul Mal Wattamwil Sebagai Sumber Pembiayaan Alternatif Bagi Usaha Mikro, Kecil Danmenengah. Journal of Management and Innovation Entrepreneurship (JMIE), 1(2), 238-247.
Al-Okaily, M. & Alsmadi, A. A. (2024). The Role of Metaverse and Blockchain In Enhancing Digital Islamic Finance: Empirical Perspective. Journal of Islamic Marketing, 16(7), 1-17.
Atif, M. et al. (2021). Islamic Fintech: The Digital Transformation Bringing Sustainability to Islamic Finance. In COVID-19 and Islamic Social Finance. (pp. 91-103). Abingdon, Oxon: Routledge.
Bhimasty, P. & Sudarmilah, E. (2022). Donation Management Information System in Baitul Maal Mitra Usaha Mandiri Using the Waterfall Method. Journal Teknik Informatika (Jutif), 3(5), 1195-1202.
Cornish F. et al. (2023). Participatory Action Research. Nature Reviews Methods Primers, 3(1), 1-14.
Fatima, R. (2024). The Role of Technology in Advancing Zakat Management. Majallah tul Mohsanat, 8.
Nor, S. M. et al. (2024). Digitizing Zakat Distribution in Malaysia: A Case Study on Application Process at Kedah State Zakat Board. Samarah: Journal Hukum Keluarga dan Hukum Islam, 8(3), 1901-1927.
Rosele, M. I. et al. (2022). The Digitalized Zakat Management System in Malaysia and The Way Forward. AL-IHKAM: Jurnal Hukum & Pranata Sosial, 17(1), 242-272.
Salat, J. et al. (2024). Development of an Android-Based Application for Transparency and Accountability in Zakat Management at Baitul Mal, Aceh Province. In The 3rd International Conference on Educational Technology and Social Science (ICoETS 2024) (pp. 106-123). Amsterdam, The Netherlands: Atlantis Press SARL.
Tanjung, M. & Novizas, A. (2018). Eksistensi Baitul Mal Wa Tamwil (Bmt) Dalam Perekonomian Islam. Jurnal Magister Ilmu Hukum, 3(1), 27-35.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Journal of MCU Social Science Review
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
In order to conform the copyright law, all article authors must sign the consignment agreement to transfer the copyright to the Journal including the finally revised original articles. Besides, the article authors must declare that the articles will be printed in only the Journal of MCU Journal of Social Sciences. If there are pictures, tables or contents that were printed before, the article authors must receive permission from the authors in writing and show the evidence to the editor before the article is printed. If it does not conform to the set criteria, the editor will remove the article from the Journal without any exceptions.
