The Electronic Payment Acceptance of Gen X and Gen Y in Nonthaburi

Abstract

The objectives of this research were 1) to study the opinion level of the Generation X electronic payment technology adoption level; 2) to study the opinion level of the Generation X electronic payment technology adoption level; 3) to compare Generation X and Generation Y electronic payment technology adoption in Nonthaburi Province by using questionnaires as a tool to collect data. A sample group of 400 people classified by generation was analyzed by using statistics, frequency, percentage, mean and standard deviation. The hypothesis was tested using the t-test to compare the two samples at the 0.05 level of statistical significance.

The results of research objectives showed that the sample group was the Generation X comprised of 202 people, which representing 50.50%, and the Generation Y comprised of 198 people, which representing 49.50%. It was found that the aspect of maintaining privacy and the feeling of trust in the use of electronic payments in use have the highest average first for Generation X and Generation Y In Nonthaburi when considering each item were at a high level. The hypothesis testing results revealed that the perception, ease of use and utilization, convenience, privacy and security in the adoption of electronic payment were statistically significant difference at the .05 level.