FACTORS AFFECTING THE LOAN REPAYMENT OF MEMBERS OF DONCHEDI AGRICULTURAL COOPERATIVES LIMITED, SUPHANBURI PROVINCE

Abstract

The objectives of this research were to study and compare demographic factors and to study the social, economic and environmental factors that affected the loan repayment of members of agricultural cooperatives. The sample consisted of 330 members of Donchedi agriculture cooperative limited, Suphanburi Province selected by simple sampling. The instrument used was a questionnaire. The statistics used in the analysis were frequency, percentage, mean, standard deviation, t-test, one way Anova and analysis of multiple regression.

The research results were that; the agriculturists with different household members, types of farming and average monthly expenses that affected the loan repayment were different and agriculturists with different gender, ages, average monthly agricultural revenue, average monthly extra revenue and amount of loans from cooperatives that affected the loan repayment were not different, statistically significant at 0.05. And the social, economic and environmental factors that affected the loan repayment of members of agricultural cooperatives namely: land tenure and government promotion and support and the predictive power were at 44.10 percent with statistically significant level at 0.05.