COMMERCIAL BANK CREDIT AND PROFIT MANAGEMENT การบริหารสินเชื่อและความสามารถการทำกำไรของธนาคารพาณิชย์

Abstract

This research aimed to study the relationship between credit management and the profitability of commercial banks. By studying 14 commercial banks registered in Thailand and using the annual report from 2011-2019 for 9 years, 126 samples were used in panel data. By using the regression equation (Multiple linear regression) Ordinary least squares: OLS method). Commercial banks have good credit management. Have the ability to collect debts from the debtor according to the agreed terms and the bank's debtor repay the interest and principal to the bank on a specified period of time. The profitability of commercial banks is considered to be in a good range. And also found that The credit management of commercial banks was not significantly related to profitability.