06 Factors that affect the comparison of personal investment for the After-Retirement Age of the Staff in Nongkhaem District

Abstract

This research aims to study 1) the investment pattern via money based on the personal
factor and the personal financial planning for the after-retirement age of the staff in Nongkhaem
district office, 2) the investment target based on the personal factor and the personal financial
planning for the after-retirement age of the staff in Nongkhaem district office. Cochran (1953)
sampling technique was used in sampling and the sample in the study are those 400 male
and female staff at all ages investing in the providend. Percentage, Mean, Standard Deviation,
t-test, and One-Way Analysis of Variance were utilized in data analysis.
The research found that most questionnaire respondents are male, aged between
31-35 years old, single, earning the bachelor degree, and earning between 10,001-30,000 baht.
The first three investment patterns are popular : various saving accounts (current account/
saving account/fixed account/deposit card), government bond and real estate (house, land,
condominium, housing estate) respectively. The first three important factors influencing the
investment are the return-on-the-investment, liquidity, and risk respectively.