Mangsiri, N. (2025) “Determinants of Financial Access for Smallholder Farmers in Thailand: Challenges, Credit Assessment Criteria, Credit Literacy, and Loan Access”, Journal of Multidisciplinary in Social Sciences. Bangkok, Thailand, 21(3), pp. 348–363. available at: https://so03.tci-thaijo.org/index.php/sduhs/article/view/288887 (accessed: 12 October 2026).