MANGSIRI, N. Determinants of Financial Access for Smallholder Farmers in Thailand: Challenges, Credit Assessment Criteria, Credit Literacy, and Loan Access. Journal of Multidisciplinary in Social Sciences, Bangkok, Thailand, v. 21, n. 3, p. 348–363, 2025. Disponível em: https://so03.tci-thaijo.org/index.php/sduhs/article/view/288887. Acesso em: 12 oct. 2026.