Saetao J, Thathong S, Promvisate S, Leenothai N. Factors Affecting Personal Financial Management Behaviors of Higher Education Students in Muak Lek District, Saraburi Province . JRBAC [internet]. 2024 May 29 [cited 2026 Sep. 12];19(1):31-44. available from: https://so03.tci-thaijo.org/index.php/rbac/article/view/274517