สรสินธุ์ ส. (2018) “RISK MANAGEMENT MODEL IN GOOD GOVERNANCE OF SAVINGS AND CREDIT COOPERATIVES MANAGEMENT IN THAILAND”, Journal of MCU Social Science Review. Ayutthaya, Thailand, 7(3), pp. 163–177. available at: https://so03.tci-thaijo.org/index.php/jssr/article/view/148835 (accessed: 10 April 2025).