สรสินธุ์ สมศักดิ์. 2018. “RISK MANAGEMENT MODEL IN GOOD GOVERNANCE OF SAVINGS AND CREDIT COOPERATIVES MANAGEMENT IN THAILAND”. Journal of MCU Social Science Review 7 (3). Ayutthaya, Thailand:163-77. https://so03.tci-thaijo.org/index.php/jssr/article/view/148835.