CHOUNGPRAYOON, T.; WONGPREEDEE, A. Thailand’s Financial Literacy and Informal Debt Formation in 2016 . Journal of Politics and Governance, Mahasarahham, Thailand, v. 13, n. 2, p. 20–37, 2023. Disponível em: https://so03.tci-thaijo.org/index.php/jopag/article/view/264884. Acesso em: 16 sep. 2026.