Zou, Zhihui, and Tseng Cheng-Jui. “Research on New Media Marketing of Credit Card Business”. International Journal of Multidisciplinary in Management and Tourism 6, no. 2 (December 31, 2022): 197–226. accessed August 28, 2026. https://so03.tci-thaijo.org/index.php/ijmmt/article/view/265567.