The Effect of Technology Acceptance and Risk Perception on Decision to Use the Electronic Payment Services

Abstract

          The objective of this research was to examine the influence of technology acceptance and risk perception affecting the decision to use the electronic payment services. This study was a quantitative research. The sample group in the research was a Thai population at the age of 15 years and over, total of 385 people. Statistical instruments used in data analysis were frequency, percentage, mean, standard deviation and multiple regression analysis.

           The results showed that the technology acceptance affected the decision to use the electronic payment services at a statistically significant level of 0.01. The forecasting equation was able to predict the decision to use the electronic payment services with an accuracy of 24.20 %.