Rakphuangthong, Y., K. Wongwatthanaphong, R. Ouncharoen, ศรีอาวุธ ว., and R. Amnuaisin. “Analysis of the Digital Wallet Policy Impacts on the Grassroots Economy and Fiscal Sustainability”. Journal of MCU Phetchaburi Review, vol. 8, no. 2, Aug. 2025, pp. 104-18, https://so03.tci-thaijo.org/index.php/JPR/article/view/289328.