Saengmaneedech, T., R. Rod-iw, K. Suwanrak, C. Sompongjaroen, and P. Simma. “Transitioning Financial Behavior from Lottery Gambling Dependency to Appropriate Savings for the Elderly”. Journal of MCU Phetchaburi Review, vol. 8, no. 2, Aug. 2025, pp. 26-37, https://so03.tci-thaijo.org/index.php/JPR/article/view/288530.