KACHATONG, W.; NOKNOI, C. TECHNOLOGY ACCEPTANCE AND RISK PERCEPTION AFFECTING CONSUMERS’ INTENTION OF PAYMENT BY SMART PHONE IN NAKHON SI THAMMARAT PROVINCE. Journal of MCU Nakhondhat, Nakhon Si Thammarat, Thailand, v. 13, n. 1, p. 203–210, 2026. Disponível em: https://so03.tci-thaijo.org/index.php/JMND/article/view/296242. Acesso em: 16 sep. 2026.