JATIYANONT, S.; WONGWATTHANAPHONG, K.; DOKCHAN, P. OPERATIONAL EFFECTIVENESS OF COMMUNITY FINANCIAL INSTITUTIONS IN THE NORTHERN PROVINCES. Journal of MCU Nakhondhat, Nakhon Si Thammarat, Thailand, v. 12, n. 3, p. 95–108, 2025. Disponível em: https://so03.tci-thaijo.org/index.php/JMND/article/view/286332. Acesso em: 16 sep. 2026.