CHANAPAI , A.; พฤกษ์อำไพ ส. FACTORS AFFECTING PERSONAL FINANCIAL PLANNING FOR RETIREMENT OF THE PEOPLE OF GENERATION Y. Thai Interdisciplinary and Sustainability Review, Bangkok, Thailand, v. 11, n. 2, p. 199–208, 2023. Disponível em: https://so03.tci-thaijo.org/index.php/JIRGS/article/view/262712. Acesso em: 16 sep. 2026.