SRISUWAN, K.; RICHKAMROPH, K. Factors Influencing the Decision to Use Credit Cards for Payment at Convenience Stores. Interdisciplinary Academic and Research Journal , Maha Sara Kham, TH., v. 5, n. 3, p. 1177–1192, 2025. DOI: 10.60027/iarj.2025.287383. Disponível em: https://so03.tci-thaijo.org/index.php/IARJ/article/view/287383. Acesso em: 16 sep. 2026.