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Sujaritjun, K., Yaowanit, K. and Mala, T. 2026. A Comparative Analysis of Indebtedness Among Government Personnel: Case Study of Phra Intharacha Subdistrict Municipality, Bang Pa-In District, Phra Nakhon Si Ayutthaya Province. Interdisciplinary Academic and Research Journal . 6, 5 (Sep. 2026), e295504. DOI:https://doi.org/10.60027/iarj.2026.e295504.